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Apply for a credit card. If you're rebuilding your credit history, consider applying for a secured credit card. To get a secured credit card, you'll need to deposit funds with the credit card issuer and your credit limit is usually equal to the amount you deposit. A secured card can be used the same way as an unsecured card and your timely payments will help to improve your credit history.

Apply for a department store or gasoline card. These cards are usually easier to get than major credit cards and they come with smaller credit limits.

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If you get into trouble with your credit, get help. Don't wait until creditors send your accounts to debt collectors. If you can't make a payment contact the creditor and make arrangements to make the payment. If you feel that you're over your head in debt get help from a debt counselor.

You can contact Equifax Cheap Phillies Hats , Experian, and Trans Union at:

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About The Author

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